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Rates current as of August 17, 2010

 
$100,000 and under
APY
Interest Rate
14-31 days  

0.10

0.10

32-89 days  

0.15

0.15

90-181 days  

0.20

0.20

182-364 days  

0.50

0.50

12-17 months  

0.65

0.65

18-23 months  

0.75

0.75

24-35 months  

1.00

1.00

36-47 months  

1.50

1.49

48-59 months  

1.50

1.49

60 and over  

1.50

1.49

       
 

$100,000 and Over

   
14-31 days  

0.10

0.10

32-89 days  

0.15

0.15

90-179 days  

0.20

0.20

180-364 days  

0.50

0.50

12-17  months  

0.65

0.65

18-23 months  

0.75

0.75

24-35 months  

1.00

1.00

36-47 months  

1.50

1.49

48-59 months  

1.50

1.49

 60 and over  

1.50

1.49

 

IMM

   
$1,500-$9,999  

0.10

0.10

$10,000-$24,999  

0.10

0.10

$25,000-$49,999  

0.15

0.15

$50,000-$99,999   0.25 0.25
$100,000-$249,999   0.50 0.50
250,000 and over  

0.75

0.75

Now Checking   0.10 0.10
Super Now Checking   0.25 0.25
Statement Savings Account   0.10 0.10

NOT ACCEPTING OUT OF STATE MONEY

Minimum balance to open CD account is $500.00. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. APY means Annual Percentage Yield. You have to keep a minimum of $500.00 in your account to earn a yield. A penalty may be imposed for withdrawals before maturity. If your account has an original maturity of one year or less the fee we may impose will equal three months interest on the amount withdrawn subject to penalty. If your account has a maturity of more than one-year the fee we impose will equal six months interest on the amount withdrawn subject to penalty.


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Your Business. Your Family. Your Community. We are YOUR Bank.

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