In their own words, local small businesses share how
Central State Bank has supported them from past to present:

 

 

 

 

 

 

 


 

 

Business Accounts & Services

 
african american male smiling and talking with a banker
 

Business Checking

    • Minimum opening deposit $100
    • After first statement cycle, $10 service charge if balance falls below $2,000
    • 200 items per month - 50¢ per item fee over 200
    • Online and mobile banking with free download of the Central State Bank mobile app
    • Bill pay $5.95 monthly, includes 8 items. Items over 8 are cost of postage per item

 


 

female young adult in an office setting who is holding a laptop and smiling
 

Business Money Market

    • Minimum opening deposit $1,500
    • $7 monthly service charge if balance falls below $1,500
    • Includes 6 preauthorized or automatic transactions per month
    • Variable tiered interest rate (interest rate depends on your balance)
    • Online and mobile banking with free download of the Central State Bank mobile app

 


 

multi ethnic team around a desk reviewing graphs and data
 

Statement Business Savings

    • Minimum opening deposit $100
    • After first statement cycle $10 monthly services charge if balance falls below $100
    • Includes 6 preauthorized or automatic withdrawals per month
    • Variable interest rate
    • Online and mobile banking with free download of the Central State Bank mobile app

 


 

Business Services

 

 

ACH Services

Deposit payroll funds directly into your employees' accounts, collect funds from customers, and send funds to vendors through our online banking platform.

Business Credit Cards

Earn cash back or points for purchases made using our Platinum Payback or Platinum Preferred business credit card options. Enjoy 24/7 customer support, online access, and no annual fees.

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Merchant Card Services

Accept all major credit and debit card payments using our Merchant Card Services. Options include point of sale terminals, gateway solutions for accepting online payments, and mobile solutions compatible with smart phones and tablets.

Desktop Scan

Deposit checks from the convenience of your office using a check scanner. Mobile check deposit is also available to business customers through our Central State Bank app.

Positive Pay

Fight check fraud and have greater control over your accounts with Positive Pay. Send us a file containing the checks you've issued that day and we'll compare it to the checks that clear your account. Any checks that are not on your list will be flagged for your review. Use ACH Positive Pay for even greater control.

Lockbox Services

Save time processing deposits by using our Lockbox Services. Direct customer payments to a special mailing address managed by our lockbox partner. Payments will be deposited into your account and imaged for easy online access.

Sweeps and Zero Balance Accounts

Automatically sweep funds to and from your account as needed from a line of credit or deposit account. Minimize interest expense and mazimize earning power by making good use of available funds.

 
 

Additional terms, conditions and agreements may apply.
Contact Central State Bank for information about our business services.