Personal Checking Accounts

Your Family's Partner

At Central State Bank our mission is to be the bank whose customers wouldn’t consider banking anywhere else. We love hearing about your life and finding ways we can help your family achieve its dreams for the future.

After all, that’s what friends are for.

Central Checking

  • Minimum opening deposit $100
  • No monthly service charge
  • Foreign ATM Reimbursement with receipt within 30 days
  • Logo checks, unlimited bill pay, internet & telephone banking
  • Your choice of Paper or Electronic statements
  • ATM/Debit Card*

Protection Plus Checking

  • Minimum opening deposit $100
  • $5 monthly service charge
  • Foreign ATM Reimbursement with receipt within 30 days
  • Logo checks, unlimited bill pay, internet & telephone banking.
  • Your choice of Paper or Electronic statements
  • ID Theft Resolution Services
  • Total ID monitoring
  • 3-in-1 Credit Report
  • Up to $10,000 identity fraud expense reimbursement coverage**
  • ATM/Debit Card*

Tiered Interest Checking

  • Minimum opening deposit $1,000
  • $7 monthly service charge if balance falls below $1,000
  • Logo checks, unlimited bill pay, internet & telephone banking, electronic statements
  • ATM/Debit Card *
  • Foreign ATM Reimbursement with receipt within 30 days
  • Variable interest rate

Insured Money Market Account

  • Minimum opening deposit $1,500
  • $7 monthly service charge if balance falls below $1,500
  • No more than six preauthorized or automatic withdrawals, telephone or Internet transfers, checks, drafts, and debit card or other similar transactions from your account per calendar month
  • Logo checks, internet & telephone banking, electronic statements
  • Variable tiered interest rate

*Restrictions and overdraft fees may apply

**THE INSURANCE OFFERED IS NOT A DEPOSIT, NOT FDIC INSURED, NOT AN OBLIGATION OF OR GUARANTEED BY THE FINANCIAL INSTITUTION OR AN AFFILIATE, AND NOT INSURED BY ANY AGENCY OF THE U.S.