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Personal Lending

Finding the right personal loan for you!


Central State Bank offers personalized customer service with experienced loan officers who will walk you through the entire loan process, from start to finish. You can rely on us to find the best loan for your needs, that fits your budget and lifestyle.
We even offer a mobile app which you can use to make payments conveniently and securely.
Take the stress out of the loan process with Central State Bank - you won't regret it! 
Pay for home improvements, make a major purchase, or consolidate debt.

HELOC
(Home equity Line of credit)
Your home equity can help you make the purchases you want or even finance unanticipated expenses.

Count on us as your trusted financial partner to help make your new home construction a reality.

When you find the perfect vehicle, new or used, we can help you with financing.

Secure your spot with residential lot and land loans






















Loan payments from non-Central State Bank accounts are not processed through our online banking system.

Once you have downloaded and completed the application, please send it to the bank using a secure method.
If you have any questions, please contact your loan officer.