Important Information from Central State Bank.



Lobby Access is Temporarily Restricted to Appointment Only

Please visit us in the lobby for all your banking needs.
If you have questions about loans or need to schedule an appointment for lobby services such as safe deposit boxes, please call (205) 668-0711.

Small business owners, switch to our surcharge processor: Waiver of application fee, New terminal, Flat $50 per month service charge, Flat 3.5% convenience fee paid by the customer. Call (205) 338-0711 for information.
Bar/Restaurant owners, start processing mobile payments.Ask about Waiver of application fee, Low processing rates, and No Contract,  Call (205) 338-0711 for information.


Click here for information about Coronavirus and Forbearance Information for Students, Borrowers, and Parents


Large enough to serve you, small enough to know you.


Add an extra layer of security with
our Protection Plus Checking Account:

  • ID Theft Resolution Services
  • Total ID monitoring
  • 3-in-1 Credit Report
  • Up to $10,000 identity fraud expense reimbursement coverage*
  • Minimum opening deposit $100
  • $5 monthly service charge
  • Foreign ATM Reimbursement with receipt within 30 days
  • Complete Mobile Vault suite of services with free download of the Central State Bank mobile app
  • Debit card management with free download of the SecurLOCK Equip mobile app
  • Logo checks and unlimited bill pay
  • Your choice of Paper or Electronic statements
  • ATM/Debit Card**

* Insurance offered is not a deposit, not FDIC insured, not an obligation of or guaranteed by the financial institution or an affiliate, and not insured by any agency of the United States. **Restrictions may apply




Deposit Accountsk
Branch Locations
Online Banking.